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Salute
    15-Jul-2010 12:24  
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if only we can do some protest. We were charged more on fare but have to accept those faults by them. Posb is complecent here, becuase it's a govt civilian servants payout channels and the most ATM machines that gave them some privilege over others, but their service is disappointing in the way I mentioned. I remember in the past there is no problem in the passbook magnetic strip and the mrt card.

As I said those who do only what they know, one day my smrt cards got problem at the same time, I have another failure cards in my bag, when the security saw the problem, she asked me to talk to the machine(staff) regarding htis matter. I demanded that open the side door for me to get out, I was running late and it's unbelivable that both card have problem in a couple of day. She told me no pt complaining to her. I said "Yes, every point. bring this serious problem to your top management, if you care and don't just say sorry and take no action" really hate those tai-chi way of encoutering problem.

If the top management don't give command to those front line's staff for feedback, how can they improve their service just sitting in the office
 
 
pharoah88
    15-Jul-2010 12:24  
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ENLiGHTENMENT

Salute      ( Date: 15-Jul-2010 12:05) Posted:



Do you all often encounter the failure in the posb passbook not being able to use for update and the reason being the magnetic/sensor (the black colored portion) strip not being able to send. For me, if one or twice that is working, I am considered lucky. Almost every time couldn't work, the frontline staff told me not to have near connect of magnectic item-cellphone is ok, other cards are ok. What's the reason. Very frustrated and often asked them to tell the management to look into this matter and give proper advise or give a cover that could prevent this incident from happen...I am sure non of them suggest, because they just paid to do those known routine works.

secondly, the SMRT cards, not only me, but many encounter the "card mismatch" "card failure" kind of wording appeared when one taps the ezlink card on the sensor when enter. Well, is the fare is low its understandable, but often is not and one has to go to the pax service to ratified it. I didn't see this happened in Japan or HongKong.

The efficiency in these aspects have dropped and they don't care. Problem has to be as big scale as the recent DBS case then is able to catch the attention of the top management. It's good to make them apologise. As the service in POSB or DBS has dropped compared to UOB. UOB has enough staff to handle the crowd but DBS just cares about cutting cost and in such waiting by the clients is understandable unless you are privilege customer.......so urgly,..:(

 

 
 
pharoah88
    15-Jul-2010 12:21  
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THE DAMAGES  caused by

CUTTiNG  the  WRONG COSTS

THE  BP  COST  DEBACLE

-  ACROSS the BOTTOM COST CUT  Let to SERiOUS DAMAGE but negligible real savIngs

ACROSS the TOP COST EXUBERANCE Let to  SERiOUS DAMAGE and sIgnIfIcant OVERHEAD  blEEDIng 
 

 
pharoah88
    15-Jul-2010 12:14  
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tOO  many GENERALS

nOt  enOugh  sOldiers . . . .

tOO  many  HEADS  dREAMing . . . . and  grOwIng  FATS ? ? ? ?

nOt  enOugh  wOrkers  servIng . . . . iNcreasIng  OFF-guarded cUstOmers . . . . 

# # # #   REVERSE CHANGE  -  BACK  tO  BASiC 

Alexandra Hospital CEO  wants  ALL tO  be  SLiM: 

nO  FATS

nO  UNprOductivity

nO  OFF-guardities 



Salute      ( Date: 15-Jul-2010 12:05) Posted:



Do you all often encounter the failure in the posb passbook not being able to use for update and the reason being the magnetic/sensor (the black colored portion) strip not being able to send. For me, if one or twice that is working, I am considered lucky. Almost every time couldn't work, the frontline staff told me not to have near connect of magnectic item-cellphone is ok, other cards are ok. What's the reason. Very frustrated and often asked them to tell the management to look into this matter and give proper advise or give a cover that could prevent this incident from happen...I am sure non of them suggest, because they just paid to do those known routine works.

secondly, the SMRT cards, not only me, but many encounter the "card mismatch" "card failure" kind of wording appeared when one taps the ezlink card on the sensor when enter. Well, is the fare is low its understandable, but often is not and one has to go to the pax service to ratified it. I didn't see this happened in Japan or HongKong.

The efficiency in these aspects have dropped and they don't care. Problem has to be as big scale as the recent DBS case then is able to catch the attention of the top management. It's good to make them apologise. As the service in POSB or DBS has dropped compared to UOB. UOB has enough staff to handle the crowd but DBS just cares about cutting cost and in such waiting by the clients is understandable unless you are privilege customer.......so urgly,..:(

 

 
 
Luostock
    15-Jul-2010 12:12  
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GST is bad for business !

In service line, some customers refuse to pay GST, to get the business the providers have to absorb the GST.

If the POSB book cannot be updated, you can try bending the book backward a bit esp the spine part. I have tried a few times and it works.
 
 
niuyear
    15-Jul-2010 12:11  
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Hongkong ppl speak loudly in cantanese and often go on strikes , very often,  on the street.  If DBS dosenst pay,  they will die there.   

DBS could just pack and leave the small HK market and stick to china market.  No big deal.



pharoah88      ( Date: 15-Jul-2010 12:06) Posted:



LiKE  the hOng kOng kOng fU mOvies,  iF  hOng kOng cUstOmers and prOspects

NEVER  FORGiVE  and  NEVER  fOrget . . . .

DBS HK's  payment  gOes  tO  WASTE . . . .

iNstead  DBS HK  shOuld  jUst  PACK  UP  the  bUsIness  and  retUrn  hOme 

 

 
boyikao3
    15-Jul-2010 12:09  
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You dun understand lah. The more mistakes generated, the more money fly into their pockets. Human behaviour - Not everyone is so on the ball to rectify small mistakes - they may think, aiyah so bothersome to contact SMRT for overcharge, just be more careful next time. But these errors can be engineered into the system and when many people have mistakes, the amount collected is quite staggering !

Salute      ( Date: 15-Jul-2010 12:05) Posted:



Do you all often encounter the failure in the posb passbook not being able to use for update and the reason being the magnetic/sensor (the black colored portion) strip not being able to send. For me, if one or twice that is working, I am considered lucky. Almost every time couldn't work, the frontline staff told me not to have near connect of magnectic item-cellphone is ok, other cards are ok. What's the reason. Very frustrated and often asked them to tell the management to look into this matter and give proper advise or give a cover that could prevent this incident from happen...I am sure non of them suggest, because they just paid to do those known routine works.

secondly, the SMRT cards, not only me, but many encounter the "card mismatch" "card failure" kind of wording appeared when one taps the ezlink card on the sensor when enter. Well, is the fare is low its understandable, but often is not and one has to go to the pax service to ratified it. I didn't see this happened in Japan or HongKong.

The efficiency in these aspects have dropped and they don't care. Problem has to be as big scale as the recent DBS case then is able to catch the attention of the top management. It's good to make them apologise. As the service in POSB or DBS has dropped compared to UOB. UOB has enough staff to handle the crowd but DBS just cares about cutting cost and in such waiting by the clients is understandable unless you are privilege customer.......so urgly,..:(

 

 
 
pharoah88
    15-Jul-2010 12:06  
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LiKE  the hOng kOng kOng fU mOvies,  iF  hOng kOng cUstOmers and prOspects

NEVER  FORGiVE  and  NEVER  fOrget . . . .

DBS HK's  payment  gOes  tO  WASTE . . . .

iNstead  DBS HK  shOuld  jUst  PACK  UP  the  bUsIness  and  retUrn  hOme 
 
 
Salute
    15-Jul-2010 12:05  
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Do you all often encounter the failure in the posb passbook not being able to use for update and the reason being the magnetic/sensor (the black colored portion) strip not being able to send. For me, if one or twice that is working, I am considered lucky. Almost every time couldn't work, the frontline staff told me not to have near connect of magnectic item-cellphone is ok, other cards are ok. What's the reason. Very frustrated and often asked them to tell the management to look into this matter and give proper advise or give a cover that could prevent this incident from happen...I am sure non of them suggest, because they just paid to do those known routine works.

secondly, the SMRT cards, not only me, but many encounter the "card mismatch" "card failure" kind of wording appeared when one taps the ezlink card on the sensor when enter. Well, is the fare is low its understandable, but often is not and one has to go to the pax service to ratified it. I didn't see this happened in Japan or HongKong.

The efficiency in these aspects have dropped and they don't care. Problem has to be as big scale as the recent DBS case then is able to catch the attention of the top management. It's good to make them apologise. As the service in POSB or DBS has dropped compared to UOB. UOB has enough staff to handle the crowd but DBS just cares about cutting cost and in such waiting by the clients is understandable unless you are privilege customer.......so urgly,..:(

 
 
 
pharoah88
    15-Jul-2010 12:02  
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DBS HK had nO chOice . . . .

This is an iNequIty Settlement Fee

wIthOUT whIch  DBS HK is bOycOtted  by  hOnk kOng  custOmers and prOspects

iT  iS  BAD as DBS HK has  tO  blEEd  nOw

iT wIll be gOOd  hOpefUlly  DBS HK's  evIl dEEd  wIll  be  fOrgIven and  fOrgOtten

by  hOng kOng custOmers and prOspects

TiME  WiLL  TeLL . . . .

whEthEr  the  hOng  kOng  custOmers and prOspects  wIll  retUrn  tO  DBS  HK  ? ? ? ?



boyikao3      ( Date: 15-Jul-2010 11:49) Posted:

PAYOUT to HK 115 MILLION SGD !

leoleo      ( Date: 14-Jul-2010 19:45) Posted:

Good or bad news, DBS HK payout for Lehman issue.Experts any comment?


 

 
pharoah88
    15-Jul-2010 11:55  
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hOng kOng  cItIzens and resIdents  dOn't accEpt  nOn-sense . . . .

That is  WHY  hOng kOng  has  nO  GST . . . .



boyikao3      ( Date: 15-Jul-2010 11:49) Posted:

PAYOUT to HK 115 MILLION SGD !

leoleo      ( Date: 14-Jul-2010 19:45) Posted:

Good or bad news, DBS HK payout for Lehman issue.Experts any comment?


 
 
pharoah88
    15-Jul-2010 11:51  
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The advantages of interconnectedness are many — but we must first minimise the weaknesses with pre-emptive safeguards.



pharoah88      ( Date: 15-Jul-2010 11:36) Posted:

Too connected for comfort?

Lessons to be learnt — and not just for banks — from DBS’ system failure

Letter from Johnnie Chia

THE front-page report (“DBS Group CEO apologises”, July 14) explained the cause of the recent system failure that resulted in denial of service for DBS and POSB customers.

However, there is a basic lesson in this episode, for all of us in all spheres of activity, that needs to be highlighted.

In the banking industry, customers enjoy a myriad of services seamlessly. This is possible because most of the facilities and services are interconnected. Customers gain from convenience, and banks benefit from economies of scale and productivity increases. We only see the problem of this “seamlessness” when a fault takes place:

The whole system seizes.

Conversely, if banks were to segregate and isolate various core activities into silos, there would be a greater level of inconvenience to customers, but the effect of systemic or other failure is easily isolated.

The broader lesson in this concept of seamlessness can be applied elsewhere. In hospitals, it is so convenient to move from one block to another, from one facility to another. However, when a fast-spreading virus such as Sars strikes, this seamlessness can also be the efficient conduit for the disease to spread, unless pre-emptive safeguards are first put in place.

Similar potential problems can occur in other areas, such as public transport.

The public buses and the MRT network are interconnected. But how often do we find that when a train breaks down, the entire MRT system slows down, and alternative modes of transport are needed to channel commuters to their destination?

So far, such problems have been resolved relatively quickly, but if the problem happens at a major MRT interchange and cannot be resolved within a day, virtually the whole rail system will seize.

Or take our expressways. The recent thunderstorms resulting in fallen trees, flooding and vehicle gridlock highlight a need to build in safeguards here. Once a motorist is on an expressway, there is no way to get out except at the next exit. In cases where a road is impassable, that exit can never be reached.

Unfortunately, the timely arrival of rescue workers also will be affected. Wouldn’t it be a simple, potentially life-saving solution to create contingency U-turns to enable motorists to at least head in the other direction? These U-turns need only be activated during emergencies, when the barriers are removed.

The advantages of interconnectedness are many — but we must first minimise the weaknesses with pre-emptive safeguards.


 
 
boyikao3
    15-Jul-2010 11:49  
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PAYOUT to HK 115 MILLION SGD !

leoleo      ( Date: 14-Jul-2010 19:45) Posted:

Good or bad news, DBS HK payout for Lehman issue.Experts any comment?

 
 
pharoah88
    15-Jul-2010 11:48  
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WHY  Banking  Services like account fees, TT, cable fees, et cetera kept increasing with

 HUGE economies of SCALE, HiGH Productivity, sEEmlEss integrated automation, super speed network and transmission, FREE SKYPE VEDIO and AUDIO CALL, FREE EMAILS, et cetera ? ? ? ?

HEADS  tOO  BiG  fOr  their bOdies

TOO MANY CINE HEADS

TOO MANY OVERHEADS

TOO MANY FATS LAYERS

TOO HIGH  SALARIES AND BONUSES

TOO MANY  UNproductivities

TOO MANY iNefficasies

TOO MANY iNefficiencies

TOO MANY iNeconomies

TOO MANY  OFF-guardities

TOO MANY . . . .  



pharoah88      ( Date: 15-Jul-2010 11:37) Posted:

In the banking industry, customers enjoy a myriad of services seamlessly. This is possible because most of the facilities and services are interconnected. Customers gain from convenience, and banks benefit from economies of scale and productivity increases.

 
 
pharoah88
    15-Jul-2010 11:37  
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In the banking industry, customers enjoy a myriad of services seamlessly. This is possible because most of the facilities and services are interconnected. Customers gain from convenience, and banks benefit from economies of scale and productivity increases.
 

 
pharoah88
    15-Jul-2010 11:36  
Contact    Quote!

Too connected for comfort?

Lessons to be learnt — and not just for banks — from DBS’ system failure

Letter from Johnnie Chia

THE front-page report (“DBS Group CEO apologises”, July 14) explained the cause of the recent system failure that resulted in denial of service for DBS and POSB customers.

However, there is a basic lesson in this episode, for all of us in all spheres of activity, that needs to be highlighted.

In the banking industry, customers enjoy a myriad of services seamlessly. This is possible because most of the facilities and services are interconnected. Customers gain from convenience, and banks benefit from economies of scale and productivity increases. We only see the problem of this “seamlessness” when a fault takes place:

The whole system seizes.

Conversely, if banks were to segregate and isolate various core activities into silos, there would be a greater level of inconvenience to customers, but the effect of systemic or other failure is easily isolated.

The broader lesson in this concept of seamlessness can be applied elsewhere. In hospitals, it is so convenient to move from one block to another, from one facility to another. However, when a fast-spreading virus such as Sars strikes, this seamlessness can also be the efficient conduit for the disease to spread, unless pre-emptive safeguards are first put in place.

Similar potential problems can occur in other areas, such as public transport.

The public buses and the MRT network are interconnected. But how often do we find that when a train breaks down, the entire MRT system slows down, and alternative modes of transport are needed to channel commuters to their destination?

So far, such problems have been resolved relatively quickly, but if the problem happens at a major MRT interchange and cannot be resolved within a day, virtually the whole rail system will seize.

Or take our expressways. The recent thunderstorms resulting in fallen trees, flooding and vehicle gridlock highlight a need to build in safeguards here. Once a motorist is on an expressway, there is no way to get out except at the next exit. In cases where a road is impassable, that exit can never be reached.

Unfortunately, the timely arrival of rescue workers also will be affected. Wouldn’t it be a simple, potentially life-saving solution to create contingency U-turns to enable motorists to at least head in the other direction? These U-turns need only be activated during emergencies, when the barriers are removed.

The advantages of interconnectedness are many — but we must first minimise the weaknesses with pre-emptive safeguards.

 
 
leoleo
    14-Jul-2010 19:45  
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Good or bad news, DBS HK payout for Lehman issue.Experts any comment?
 
 
pharoah88
    14-Jul-2010 12:16  
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US  fOught and lOst the  KOREAN WAR

US  fOught and lOst the  VIETNAM WAR

tO FiGHT has a  50%  prObability  Of  lOsing . . . . and  TOTAL FAiLURE

tO STOP  is  100%  cOmmitment tO  SUCCESS

tO TERMiNATE is  ABSOLUTE QUEST  withOUT  FAiL
 
 
pharoah88
    14-Jul-2010 12:12  
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S’pore committed to fight against illicit money flows

PM Lee assures US businessmen that Republic cooperates with the world

Imelda Saad

imelda@mediacorp.com.sg

 
 
pharoah88
    14-Jul-2010 12:06  
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In THE AGE OF STUPiD,

LEADERS  are  PAiD  for  FAILURE  APOLOGY  ? ? ? ?

OR  PERFORMANCE  SUCCESS  ? ? ? ?

ALL  iS  VERY  cOnfUsed  nOw  ? ? ? ?
 
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