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# # # # LEAD By EXAMPLE * * * * * * * *

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pharoah88
    13-Dec-2010 10:23  
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hOw  tO

lead  Or  mIslead

bIrds  Of  dIfferent  feathers

? ? ? ?
 
 
pharoah88
    13-Dec-2010 10:16  
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WHO  Is  leadIng  WHO    ? ? ? ?

WHO  Is  beIng  led    ? ? ? ?

WHO  Is  mIsleadIng  WHO    ? ? ? ?

WHO  Is  beIng  mIslead    ? ? ? ?
 
 
pharoah88
    13-Dec-2010 10:13  
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WHY  dO

The UNcOrrUpt, cOmpetent  and  SMART

ALLY  wIth

The  cOrrUpt, IncOmpetent  and  stUpId

? ? ? ?
 

 
pharoah88
    13-Dec-2010 10:04  
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By Agence France-Presse, Updated: 12/12/2010

Singapore's Asian allies 'corrupt': cables

Singaporean diplomats think the leaders of some close Asian allies including neighbouring Malaysia are corrupt, incompetent or stupid, cables from WikiLeaks revealed Sunday.



Singapore's Asian allies 'corrupt': cables

Singapore's Asian allies 'corrupt': cables



Confidential diplomatic notes given by the whistle-blower website to Australia's Fairfax media group contained unflattering assessments of key figures in Malaysia, Thailand, India and Japan.

"A lack of competent leadership is a real problem for Malaysia," permanent secretary for the Ministry of Foreign Affairs, Bilahari Kausikan, reportedly told US Deputy Secretary of Defence for East Asia David Sedney.

As a result, "the situation in neighbouring Malaysia is confused and dangerous" and there is a "distinct possibility of racial conflict", according to the cable dated September 2008.

Such conflict would see ethnic Chinese flee Malaysia and "overwhelm" Singapore, Bilahari was quoted as saying.

Another official, Peter Ho, reportedly described Malaysian Prime Minister Najib Razak as "an opportunist" who "would not hesitate" to be critical of Singapore if "it is expedient for him to do so."

Bilahari was also reportedly critical of the Thai government, labelling fugitive former premier Thaksin Shinawatra "corrupt" along with "everyone else, including the opposition".

In a 2009 memo, Singapore's ambassador-at-large Tommy Koh -- known for being mild-mannered and eloquent in public -- was uncharacteristically blunt in his assessment of regional heavyweights Japan and India, the documents reveal.

"Koh described Japan as 'the big fat loser' in the context of improving ties between China and ASEAN," a leaked cable detailing a meeting between him and US officials stated.

"He attributed the relative decline of Japan's stature in the region to Japan's 'stupidity, bad leadership, and lack of vision,'" it added.

"He was equally merciless towards India, describing his 'stupid Indian friends' as 'half in, half out' of ASEAN (the Association of Southeast Asian Nations.)"

Foreign minister George Yeo said the unflattering appraisals of Singapore's allies should not be taken out of context.

"We should not divorce, even if true, what is said from the context," Yeo said in comments carried on local broadcast news network Channel NewsAsia's website.

"That is what certain individuals said about others. There could be a diversity of views."
 
 
pharoah88
    12-Dec-2010 12:44  
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  • Charges deducted for whole life policies are excessive - The ...

    www.straitstimes.com/Think/Story/STIStory_612937.html
  • Charges deducted for whole life policies are excessive - ST ...

    1 post - 1 author - Last post: 6 hours ago
    Charges deducted for whole life policies are excessive ST Forum.
    comment.straitstimes.com/showthread.php?t=40406

    ST Discussion Board - Search Results

    Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 10, ST Forum · Popular media alone not to blame ...
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    ST Discussion Board - Search Results

    Thread / Thread Starter, Last Comment, Comments, Visits, Forum. Go to first new post Charges deducted for whole life policies are excessive. Today 06:45 AM ...
    comment.straitstimes.com/search.php?searchid=1322650

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    BUDGET SPEECH 2010 BEING DELIVERED BY FINANCE MINISTER THARMAN ...

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    BUDGET SPEECH 2010

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    life. The Budget will provide further support for our low-wage workers to upgrade ... Achieving 2% to 3% productivity growth per year for a whole decade ...
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    ST Forum - ST Discussion Board

    Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 4. Popular media alone not to blame. Today 06:45 AM ...
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  • Basic Types Of Policies

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  •  
     
    pharoah88
        12-Dec-2010 12:33  
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    About 1,510 results (0.30 seconds) 
     

    Search Results

    1. Tan Kin Lian's Blog: Excessive bank charges

      The bank charge amounted to 53 USD was deducted from the payment. ... I WISH to add to Mr Tan Kin Lian's lament about excessive fee charges by banks in his ...
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    2. Tan Kin Lian's Blog: High deduction for investment linked plan

      This is excessive, compared to the premium charged on similar cover in the SAF group insurance policy. ... I'll rather get a term life policy, and save in CPF or STI ETF. ... High cost and poor standard of taxi service · Excessive charges to boost ... policies · Blatant cheating · Pay premium for the whole of life ...
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    3. Tan Kin Lian's Blog: Effect of deduction and distribution cost

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    4. Tan Kin Lian's Blog: Do not accept a poor deal

      When I graduated, I was not savvy enough and bought 2 policies. ... Wholelife product is a scam, it wasted a lot of consumers' money which could have gone into ... I have mentioned this earlier post. Effect of deduction is confusing. ... This is similar to sales charge versus expense ratio for unit trusts and ETFs. ...
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    5. NextInsight::SGX Stocks::Re:Clap, clap for Tan Kin Lian

      15 Nov 2010 ... The deduction results in a portion of the accumulated savings ... in a whole- life or investment-linked policy. Tan Kin Lian ... cost for term insurance to persuade the consumer to buy the alternative policy that charges ...
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    6. [PDF]

      Life Insurance – agents and consumers - Tan Kin Lian.com

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      12 Oct 2010 ... When Mr Tan Kin Lian was the chief executive officer of NTUC Income for 20 years , he ... During my time, the whole life and endowment policies were sold with distribution ... The effect of deduction was about ... consumer to buy the alternative policy that charges a higher premium and pays a fatter ...
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    8. Channel NewsAsia :: View topic - AIA insurance dispute / issue ...

      4 posts - 4 authors - Last post: 11 Nov
      The deduction results in a portion of the accumulated savings being taken away ... If the agent sells a whole-life or investment-linked policy, ... Now, Mr Tan Kin Lian can speak the truth without any worry about bottom ...
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    9. sgfunds.com • View topic - Mr. Tan Kin Lian's blog (highlights ...

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      indexfundfan wrote: Tan Kin Lian's blog. Here's my review: .... If they buy a whole life policy, and they set aside $100 a month (say 5% of ... with low expense charges, and get a better return. .... If you pay $300 a month towards a life insurance policy, the total commission that is deducted from ...
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    10. [PDF]

      THE COMMITTEE ON EFFICIENT DISTRIBUTION OF LIFE INSURANCE

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      products (eg. term, endowment and whole life policies, .... (i) “Total deduction ” of all expenses and charges comprising management expense, commission .... Tan Beng Lee. N Ganesan. David Beynon. Tan Kin Lian. Keith Weaver. Edmund Koh ...
      www.mas.gov.sg/resource/publications/consult.../cedlireport.pdf - Similar
     

     
    pharoah88
        12-Dec-2010 12:23  
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    Sunday: 12 12 2010 

    sundaytimes

    32 think

    [QUOTES  OF THE  WEEK]



    "Hollywood film-making... continues to worship at the altar of the 18- to 25-year-old male and his penis.  Quite small, I always think."

    HELEN MIRREN, 65 British Oscar winner, at the Hollywood Reporter's Power 100 Women in Entertainment brekfast

     
     
    pharoah88
        12-Dec-2010 12:13  
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    Receive  SAME  Income

    Live  SAME  lifestyle

    as  E X A M P L E  fOr  TEAM  MEMBERS    ? ? ? ?



    pharoah88      ( Date: 04-Dec-2010 14:39) Posted:

    EXAMPLE

     
     
    pharoah88
        12-Dec-2010 12:11  
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    Hulumas
        10-Dec-2010 11:01  
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    Not long nor short, but GRAB.

    des_khor      ( Date: 10-Dec-2010 10:59) Posted:

    long or short ?

    pharoah88      ( Date: 04-Dec-2010 14:39) Posted:

    EXAMPLE


     

     
    des_khor
        10-Dec-2010 10:59  
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    long or short ?

    pharoah88      ( Date: 04-Dec-2010 14:39) Posted:

    EXAMPLE

     
     
    pharoah88
        10-Dec-2010 10:57  
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    pharoah88
        04-Dec-2010 14:43  
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    PM Lee calls on religious leaders to lead by example

    SINGAPORE —

    Calling on Singapore’s religious leaders to be a bedrock and lead by example, Mr Lee said: “Your communities look to you as role models because how you counsel and lead your congregations has a strong bearing on religious relations in Singapore.”

    Mr Lee was speaking at the Taoist Federation’s 20th Anniversary dinner and inter-faith dinner at The Expo, which was attended by some 2,600 religious leaders and followers from all faiths.

    He noted that Singapore’s religious leaders have taken moderate stands on many issues and, in the process, developed good personal relations which have helped to calm the ground.

    “At such times, we will depend on our religious leaders to help cool any tensions... to build trust and mutual confidence, and so that we can come through peacefully and safely as one nation together,” said Mr Lee.

    He pointed out that, while Singapore’s religious and racial diversity enriches and makes society interesting, it also means that Singaporeans “must work hard to safeguard (the nation’s) harmony”.

    Reminding Singaporeans to emphasise their “common identity as Singaporeans”, Mr Lee added: “We should acknowledge and be sensitive to our differences between faiths.”

    Concurring, the Inter-Religious Organisation’s honorary secretary Theresa Seow said: “Many of us Christians, particularly the Catholics, who have been to the Taoist Federation and the San Jing Gong Temple to learn about Chinese beliefs, have moved away from labelling Taosism as a religion of superstition.

    Truly, we can only appreciate when we are open to learn.”

    With the various faiths practised here shared by many in the world, problems elsewhere can affect and test the Republic’s social fabric, Prime Minister Lee Hsien Loong noted on Friday.Esther Ng

     
     
    pharoah88
        04-Dec-2010 14:39  
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    EXAMPLE
     
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