Singaporean diplomats think the leaders of some close Asian allies including neighbouring Malaysia are corrupt, incompetent or stupid, cables from WikiLeaks revealed Sunday.
Singapore's Asian allies 'corrupt': cables
Confidential diplomatic notes given by the whistle-blower website to Australia's Fairfax media group contained unflattering assessments of key figures in Malaysia, Thailand, India and Japan.
"A lack of competent leadership is a real problem for Malaysia," permanent secretary for the Ministry of Foreign Affairs, Bilahari Kausikan, reportedly told US Deputy Secretary of Defence for East Asia David Sedney.
As a result, "the situation in neighbouring Malaysia is confused and dangerous" and there is a "distinct possibility of racial conflict", according to the cable dated September 2008.
Such conflict would see ethnic Chinese flee Malaysia and "overwhelm" Singapore, Bilahari was quoted as saying.
Another official, Peter Ho, reportedly described Malaysian Prime Minister Najib Razak as "an opportunist" who "would not hesitate" to be critical of Singapore if "it is expedient for him to do so."
Bilahari was also reportedly critical of the Thai government, labelling fugitive former premier Thaksin Shinawatra "corrupt" along with "everyone else, including the opposition".
In a 2009 memo, Singapore's ambassador-at-large Tommy Koh -- known for being mild-mannered and eloquent in public -- was uncharacteristically blunt in his assessment of regional heavyweights Japan and India, the documents reveal.
"Koh described Japan as 'the big fat loser' in the context of improving ties between China and ASEAN," a leaked cable detailing a meeting between him and US officials stated.
"He attributed the relative decline of Japan's stature in the region to Japan's 'stupidity, bad leadership, and lack of vision,'" it added.
"He was equally merciless towards India, describing his 'stupid Indian friends' as 'half in, half out' of ASEAN (the Association of Southeast Asian Nations.)"
Foreign minister George Yeo said the unflattering appraisals of Singapore's allies should not be taken out of context.
"We should not divorce, even if true, what is said from the context," Yeo said in comments carried on local broadcast news network Channel NewsAsia's website.
"That is what certain individuals said about others. There could be a diversity of views."
Singaporean diplomats think the leaders of some close Asian allies including neighbouring Malaysia are corrupt, incompetent or stupid, cables from WikiLeaks revealed Sunday.
Singapore's Asian allies 'corrupt': cables
Confidential diplomatic notes given by the whistle-blower website to Australia's Fairfax media group contained unflattering assessments of key figures in Malaysia, Thailand, India and Japan.
"A lack of competent leadership is a real problem for Malaysia," permanent secretary for the Ministry of Foreign Affairs, Bilahari Kausikan, reportedly told US Deputy Secretary of Defence for East Asia David Sedney.
As a result, "the situation in neighbouring Malaysia is confused and dangerous" and there is a "distinct possibility of racial conflict", according to the cable dated September 2008.
Such conflict would see ethnic Chinese flee Malaysia and "overwhelm" Singapore, Bilahari was quoted as saying.
Another official, Peter Ho, reportedly described Malaysian Prime Minister Najib Razak as "an opportunist" who "would not hesitate" to be critical of Singapore if "it is expedient for him to do so."
Bilahari was also reportedly critical of the Thai government, labelling fugitive former premier Thaksin Shinawatra "corrupt" along with "everyone else, including the opposition".
In a 2009 memo, Singapore's ambassador-at-large Tommy Koh -- known for being mild-mannered and eloquent in public -- was uncharacteristically blunt in his assessment of regional heavyweights Japan and India, the documents reveal.
"Koh described Japan as 'the big fat loser' in the context of improving ties between China and ASEAN," a leaked cable detailing a meeting between him and US officials stated.
"He attributed the relative decline of Japan's stature in the region to Japan's 'stupidity, bad leadership, and lack of vision,'" it added.
"He was equally merciless towards India, describing his 'stupid Indian friends' as 'half in, half out' of ASEAN (the Association of Southeast Asian Nations.)"
Foreign minister George Yeo said the unflattering appraisals of Singapore's allies should not be taken out of context.
"We should not divorce, even if true, what is said from the context," Yeo said in comments carried on local broadcast news network Channel NewsAsia's website.
"That is what certain individuals said about others. There could be a diversity of views."
Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 10, ST Forum · Popular media alone not to blame... comment.straitstimes.com/search.php?searchid=1322662
Thread / Thread Starter, Last Comment, Comments, Visits, Forum. Go to first new post Charges deducted for whole life policies are excessive. Today 06:45 AM... comment.straitstimes.com/search.php?searchid=1322650
File Format: PDF/Adobe Acrobat - Quick View 22 Feb 2010 ...aimed primarily at avoiding excessive job losses.....family can progress and enjoy a better quality of life....Achieving 2% to 3% productivity growth per year for a whole decade will be a major challenge......acquisitions could be deducted against taxable dividend income.... www.straitstimes.com/STI/STIMEDIA/.../2010BUDGETSTATEMENT.pdf
File Format: PDF/Adobe Acrobat - Quick View life. The Budget will provide further support for our low-wage workers to upgrade...Achieving 2% to 3% productivity growth per year for a whole decade ... www.straitstimes.com/STI/STIMEDIA/sp/.../budget_2010_speech.pdf
Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 4. Popular media alone not to blame. Today 06:45 AM ... comment.straitstimes.com/forumdisplay.php?f=9 - Cached - Similar
Many such policies have substantial surrender charges if you want to cash in the policy...A front-end type policy will deduct a percentage of the premium paid, ...Excess Interest Whole Life If you are not interested in all of the... www.ins.state.ny.us/consumer/life/cli_basic.htm - Cached - Similar
A similar type of policy that was developed from universal life policies is...Another major difference between Universal Life from Whole Life...the costs of insurance are paid from untaxed excess interest credits,....As long as these charges can be deducted from the cash value, the death benefit is active.... en.wikipedia.org/wiki/Universal_life_insurance - Cached - Similar
Excess Credits Unlike similar policies, Farmers Premier Whole Life makes it possible for...A surrender charge is deducted during the first fifteen years. ... www.defazioinsurance.com/Untitled3.html - Cached
2 Sep 2010 ...When ongoing expense charges are deducted from each premium,...Excess first- year expenses will be recovered by the carrier over the life of the policy....A universal life insurance policy's surrender period may be as... www.lifeinsurance.net/expenses-expenses-where-does-your-money-go/ - Cached
A specified percentage expense charge is deducted from each premium...guaranteed and excess interest credited to the cash value account,...earnings from variable life policies are tax deferred until distributed....Whole life insurance is also known as ordinary life, permanent life, or straight life insurance. ... www.allbusiness.com/glossaries/...life.../4943821-1.html - Cached - Similar
Excess Interest In Universal Life, or other permanent policies,....to the charges deducted monthly from the account value on a Universal Life policy.... https://www.aaalife.com/learning-center/glossary.shtml - Cached - Similar
Cash values in whole life insurance policies typically include two components: ...of "dividends" or "excess interest" which can enhance the value of the life ...Most policies also have a decreasing surrender charge which is deducted... www.markbighaminsurance.com/index.php?option=com... - Cached
4 Oct 2010 ...An optional policy in a universal life contract that provides...The option is available only for certain Excess Interest Whole Life plans,.....Companies may also deduct this charge if the owner borrows money on his... https://secure.aglife.com/life/life.nsf/.../learningcenter_Glossary - Cached - Similar
Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 10, ST Forum · Popular media alone not to blame... comment.straitstimes.com/search.php?searchid=1322662
Thread / Thread Starter, Last Comment, Comments, Visits, Forum. Go to first new post Charges deducted for whole life policies are excessive. Today 06:45 AM... comment.straitstimes.com/search.php?searchid=1322650
File Format: PDF/Adobe Acrobat - Quick View 22 Feb 2010 ...aimed primarily at avoiding excessive job losses.....family can progress and enjoy a better quality of life....Achieving 2% to 3% productivity growth per year for a whole decade will be a major challenge......acquisitions could be deducted against taxable dividend income.... www.straitstimes.com/STI/STIMEDIA/.../2010BUDGETSTATEMENT.pdf
File Format: PDF/Adobe Acrobat - Quick View life. The Budget will provide further support for our low-wage workers to upgrade...Achieving 2% to 3% productivity growth per year for a whole decade ... www.straitstimes.com/STI/STIMEDIA/sp/.../budget_2010_speech.pdf
Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 4. Popular media alone not to blame. Today 06:45 AM ... comment.straitstimes.com/forumdisplay.php?f=9 - Cached - Similar
Many such policies have substantial surrender charges if you want to cash in the policy...A front-end type policy will deduct a percentage of the premium paid, ...Excess Interest Whole Life If you are not interested in all of the... www.ins.state.ny.us/consumer/life/cli_basic.htm - Cached - Similar
A similar type of policy that was developed from universal life policies is...Another major difference between Universal Life from Whole Life...the costs of insurance are paid from untaxed excess interest credits,....As long as these charges can be deducted from the cash value, the death benefit is active.... en.wikipedia.org/wiki/Universal_life_insurance - Cached - Similar
Excess Credits Unlike similar policies, Farmers Premier Whole Life makes it possible for...A surrender charge is deducted during the first fifteen years. ... www.defazioinsurance.com/Untitled3.html - Cached
2 Sep 2010 ...When ongoing expense charges are deducted from each premium,...Excess first- year expenses will be recovered by the carrier over the life of the policy....A universal life insurance policy's surrender period may be as... www.lifeinsurance.net/expenses-expenses-where-does-your-money-go/ - Cached
A specified percentage expense charge is deducted from each premium...guaranteed and excess interest credited to the cash value account,...earnings from variable life policies are tax deferred until distributed....Whole life insurance is also known as ordinary life, permanent life, or straight life insurance. ... www.allbusiness.com/glossaries/...life.../4943821-1.html - Cached - Similar
Excess Interest In Universal Life, or other permanent policies,....to the charges deducted monthly from the account value on a Universal Life policy.... https://www.aaalife.com/learning-center/glossary.shtml - Cached - Similar
Cash values in whole life insurance policies typically include two components: ...of "dividends" or "excess interest" which can enhance the value of the life ...Most policies also have a decreasing surrender charge which is deducted... www.markbighaminsurance.com/index.php?option=com... - Cached
4 Oct 2010 ...An optional policy in a universal life contract that provides...The option is available only for certain Excess Interest Whole Life plans,.....Companies may also deduct this charge if the owner borrows money on his... https://secure.aglife.com/life/life.nsf/.../learningcenter_Glossary - Cached - Similar
Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 10, ST Forum · Popular media alone not to blame... comment.straitstimes.com/search.php?searchid=1322662
Thread / Thread Starter, Last Comment, Comments, Visits, Forum. Go to first new post Charges deducted for whole life policies are excessive. Today 06:45 AM... comment.straitstimes.com/search.php?searchid=1322650
File Format: PDF/Adobe Acrobat - Quick View 22 Feb 2010 ...aimed primarily at avoiding excessive job losses.....family can progress and enjoy a better quality of life....Achieving 2% to 3% productivity growth per year for a whole decade will be a major challenge......acquisitions could be deducted against taxable dividend income.... www.straitstimes.com/STI/STIMEDIA/.../2010BUDGETSTATEMENT.pdf
File Format: PDF/Adobe Acrobat - Quick View life. The Budget will provide further support for our low-wage workers to upgrade...Achieving 2% to 3% productivity growth per year for a whole decade ... www.straitstimes.com/STI/STIMEDIA/sp/.../budget_2010_speech.pdf
Charges deducted for whole life policies are excessive. Today 06:45 AM. by STTeam Go to last post. 0, 4. Popular media alone not to blame. Today 06:45 AM ... comment.straitstimes.com/forumdisplay.php?f=9 - Cached - Similar
Many such policies have substantial surrender charges if you want to cash in the policy...A front-end type policy will deduct a percentage of the premium paid, ...Excess Interest Whole Life If you are not interested in all of the... www.ins.state.ny.us/consumer/life/cli_basic.htm - Cached - Similar
A similar type of policy that was developed from universal life policies is...Another major difference between Universal Life from Whole Life...the costs of insurance are paid from untaxed excess interest credits,....As long as these charges can be deducted from the cash value, the death benefit is active.... en.wikipedia.org/wiki/Universal_life_insurance - Cached - Similar
Excess Credits Unlike similar policies, Farmers Premier Whole Life makes it possible for...A surrender charge is deducted during the first fifteen years. ... www.defazioinsurance.com/Untitled3.html - Cached
2 Sep 2010 ...When ongoing expense charges are deducted from each premium,...Excess first- year expenses will be recovered by the carrier over the life of the policy....A universal life insurance policy's surrender period may be as... www.lifeinsurance.net/expenses-expenses-where-does-your-money-go/ - Cached
A specified percentage expense charge is deducted from each premium...guaranteed and excess interest credited to the cash value account,...earnings from variable life policies are tax deferred until distributed....Whole life insurance is also known as ordinary life, permanent life, or straight life insurance. ... www.allbusiness.com/glossaries/...life.../4943821-1.html - Cached - Similar
Excess Interest In Universal Life, or other permanent policies,....to the charges deducted monthly from the account value on a Universal Life policy.... https://www.aaalife.com/learning-center/glossary.shtml - Cached - Similar
Cash values in whole life insurance policies typically include two components: ...of "dividends" or "excess interest" which can enhance the value of the life ...Most policies also have a decreasing surrender charge which is deducted... www.markbighaminsurance.com/index.php?option=com... - Cached
4 Oct 2010 ...An optional policy in a universal life contract that provides...The option is available only for certain Excess Interest Whole Life plans,.....Companies may also deduct this charge if the owner borrows money on his... https://secure.aglife.com/life/life.nsf/.../learningcenter_Glossary - Cached - Similar
The bank charge amounted to 53 USD was deducted from the payment.... I WISH to add to Mr Tan Kin Lian's lament about excessive fee charges by banks in his ... tankinlian.blogspot.com/2010/03/excessive-bank-charges.html - Cached
This is excessive, compared to the premium charged on similar cover in the SAF group insurance policy....I'll rather get a term life policy, and save in CPF or STI ETF....High cost and poor standard of taxi service · Excessive charges to boost...policies · Blatant cheating · Pay premium for the whole of life... tankinlian.blogspot.com/.../high-deduction-for-investment-linked.html - Cached
My mother just bought a Whole Life insurance that is payable for 24 years....After reading your numerous posts on how expensive life policies are,....High cost and poor standard of taxi service · Excessive charges to boost profits... tankinlian.blogspot.com/.../effect-of-deduction-and-distribution.html - Cached
When I graduated, I was not savvy enough and bought 2 policies. ...Wholelife product is a scam, it wasted a lot of consumers' money which could have gone into...I have mentioned this earlier post. Effect of deduction is confusing. ...This is similar to sales charge versus expense ratio for unit trusts and ETFs.... tankinlian.blogspot.com/2010/03/two-bad-insurance-policies.html - Cached
15 Nov 2010 ...The deduction results in a portion of the accumulated savings...in a whole- life or investment-linked policy. Tan Kin Lian...cost for term insurance to persuade the consumer to buy the alternative policy that charges... www.nextinsight.net/...3.../topic-4303-clap-clap-for-tan-kin-lian - Cached
File Format: PDF/Adobe Acrobat - Quick View 12 Oct 2010 ... When Mr Tan Kin Lian was the chief executive officer of NTUC Income for 20 years , he ...During my time, the whole life and endowment policies were sold with distribution...The effect of deduction was about...consumer to buy the alternative policy that charges a higher premium and pays a fatter... tankinlian.com/admin/file.aspx?id=279
15 Nov 2010 ...During my time, the whole-life and endowment policies were sold with distribution...The effect of deduction was about 20 per cent over 25 years, ...to persuade the consumer to buy the alternative policy that charges a...earn a better long-term yield and achieve greater flexibility. Tan Kin Lian... www.straitstimes.com/ST+Forum/Story/STIStory_603264.html
The deduction results in a portion of the accumulated savings being taken away ...If the agent sells a whole-life or investment-linked policy,...Now, Mr Tan Kin Lian can speak the truth without any worry about bottom... forum.channelnewsasia.com/viewtopic.php?p=4024157&sid... - Cached
indexfundfan wrote: Tan Kin Lian's blog. Here's my review: ....If they buy a whole life policy, and they set aside $100 a month (say 5% of...with low expense charges, and get a better return.....If you pay $300 a month towards a life insurance policy, the total commission that is deducted from... www.sgfunds.com/index/viewtopic.php?f=35&t=8206 - Cached
File Format: PDF/Adobe Acrobat - Quick View products (eg. term, endowment and whole life policies,....(i) “Total deduction ” of all expenses and charges comprising management expense, commission....Tan Beng Lee. N Ganesan. David Beynon. Tan Kin Lian. Keith Weaver. Edmund Koh... www.mas.gov.sg/resource/publications/consult.../cedlireport.pdf - Similar
The bank charge amounted to 53 USD was deducted from the payment.... I WISH to add to Mr Tan Kin Lian's lament about excessive fee charges by banks in his ... tankinlian.blogspot.com/2010/03/excessive-bank-charges.html - Cached
This is excessive, compared to the premium charged on similar cover in the SAF group insurance policy....I'll rather get a term life policy, and save in CPF or STI ETF....High cost and poor standard of taxi service · Excessive charges to boost...policies · Blatant cheating · Pay premium for the whole of life... tankinlian.blogspot.com/.../high-deduction-for-investment-linked.html - Cached
My mother just bought a Whole Life insurance that is payable for 24 years....After reading your numerous posts on how expensive life policies are,....High cost and poor standard of taxi service · Excessive charges to boost profits... tankinlian.blogspot.com/.../effect-of-deduction-and-distribution.html - Cached
When I graduated, I was not savvy enough and bought 2 policies. ...Wholelife product is a scam, it wasted a lot of consumers' money which could have gone into...I have mentioned this earlier post. Effect of deduction is confusing. ...This is similar to sales charge versus expense ratio for unit trusts and ETFs.... tankinlian.blogspot.com/2010/03/two-bad-insurance-policies.html - Cached
15 Nov 2010 ...The deduction results in a portion of the accumulated savings...in a whole- life or investment-linked policy. Tan Kin Lian...cost for term insurance to persuade the consumer to buy the alternative policy that charges... www.nextinsight.net/...3.../topic-4303-clap-clap-for-tan-kin-lian - Cached
File Format: PDF/Adobe Acrobat - Quick View 12 Oct 2010 ... When Mr Tan Kin Lian was the chief executive officer of NTUC Income for 20 years , he ...During my time, the whole life and endowment policies were sold with distribution...The effect of deduction was about...consumer to buy the alternative policy that charges a higher premium and pays a fatter... tankinlian.com/admin/file.aspx?id=279
15 Nov 2010 ...During my time, the whole-life and endowment policies were sold with distribution...The effect of deduction was about 20 per cent over 25 years, ...to persuade the consumer to buy the alternative policy that charges a...earn a better long-term yield and achieve greater flexibility. Tan Kin Lian... www.straitstimes.com/ST+Forum/Story/STIStory_603264.html
The deduction results in a portion of the accumulated savings being taken away ...If the agent sells a whole-life or investment-linked policy,...Now, Mr Tan Kin Lian can speak the truth without any worry about bottom... forum.channelnewsasia.com/viewtopic.php?p=4024157&sid... - Cached
indexfundfan wrote: Tan Kin Lian's blog. Here's my review: ....If they buy a whole life policy, and they set aside $100 a month (say 5% of...with low expense charges, and get a better return.....If you pay $300 a month towards a life insurance policy, the total commission that is deducted from... www.sgfunds.com/index/viewtopic.php?f=35&t=8206 - Cached
File Format: PDF/Adobe Acrobat - Quick View products (eg. term, endowment and whole life policies,....(i) “Total deduction ” of all expenses and charges comprising management expense, commission....Tan Beng Lee. N Ganesan. David Beynon. Tan Kin Lian. Keith Weaver. Edmund Koh... www.mas.gov.sg/resource/publications/consult.../cedlireport.pdf - Similar
The bank charge amounted to 53 USD was deducted from the payment.... I WISH to add to Mr Tan Kin Lian's lament about excessive fee charges by banks in his ... tankinlian.blogspot.com/2010/03/excessive-bank-charges.html - Cached
This is excessive, compared to the premium charged on similar cover in the SAF group insurance policy....I'll rather get a term life policy, and save in CPF or STI ETF....High cost and poor standard of taxi service · Excessive charges to boost...policies · Blatant cheating · Pay premium for the whole of life... tankinlian.blogspot.com/.../high-deduction-for-investment-linked.html - Cached
My mother just bought a Whole Life insurance that is payable for 24 years....After reading your numerous posts on how expensive life policies are,....High cost and poor standard of taxi service · Excessive charges to boost profits... tankinlian.blogspot.com/.../effect-of-deduction-and-distribution.html - Cached
When I graduated, I was not savvy enough and bought 2 policies. ...Wholelife product is a scam, it wasted a lot of consumers' money which could have gone into...I have mentioned this earlier post. Effect of deduction is confusing. ...This is similar to sales charge versus expense ratio for unit trusts and ETFs.... tankinlian.blogspot.com/2010/03/two-bad-insurance-policies.html - Cached
15 Nov 2010 ...The deduction results in a portion of the accumulated savings...in a whole- life or investment-linked policy. Tan Kin Lian...cost for term insurance to persuade the consumer to buy the alternative policy that charges... www.nextinsight.net/...3.../topic-4303-clap-clap-for-tan-kin-lian - Cached
File Format: PDF/Adobe Acrobat - Quick View 12 Oct 2010 ... When Mr Tan Kin Lian was the chief executive officer of NTUC Income for 20 years , he ...During my time, the whole life and endowment policies were sold with distribution...The effect of deduction was about...consumer to buy the alternative policy that charges a higher premium and pays a fatter... tankinlian.com/admin/file.aspx?id=279
15 Nov 2010 ...During my time, the whole-life and endowment policies were sold with distribution...The effect of deduction was about 20 per cent over 25 years, ...to persuade the consumer to buy the alternative policy that charges a...earn a better long-term yield and achieve greater flexibility. Tan Kin Lian... www.straitstimes.com/ST+Forum/Story/STIStory_603264.html
The deduction results in a portion of the accumulated savings being taken away ...If the agent sells a whole-life or investment-linked policy,...Now, Mr Tan Kin Lian can speak the truth without any worry about bottom... forum.channelnewsasia.com/viewtopic.php?p=4024157&sid... - Cached
indexfundfan wrote: Tan Kin Lian's blog. Here's my review: ....If they buy a whole life policy, and they set aside $100 a month (say 5% of...with low expense charges, and get a better return.....If you pay $300 a month towards a life insurance policy, the total commission that is deducted from... www.sgfunds.com/index/viewtopic.php?f=35&t=8206 - Cached
File Format: PDF/Adobe Acrobat - Quick View products (eg. term, endowment and whole life policies,....(i) “Total deduction ” of all expenses and charges comprising management expense, commission....Tan Beng Lee. N Ganesan. David Beynon. Tan Kin Lian. Keith Weaver. Edmund Koh... www.mas.gov.sg/resource/publications/consult.../cedlireport.pdf - Similar
21 Jul 2008 ... Dame Helen looked fabulous as she holidayed in Puglia, on the southern tip of Italy, with her film director husband Taylor Hackford, 63. www.dailymail.co.uk/.../Helen-Mirren-bikini-queen-reigns-supreme-63.html - Similar